Taking the Ferry from Baja California to Mainland Mexico
If you’re taking a U.S. or Canadian registered car to Mexico’s mainland, you must obtain a temporary vehicle importation permit, an FMM or tourist card and have valid Mexican auto insurance papers as you cross the border from the U.S. to Baja. Having the right auto coverage while you’re in Mexico can significantly reduce potential out-of-pocket costs following an accident. The agents at Sanborn’s Mexico Auto Insurance can help you navigate potential auto insurance policies so you can decide on the right coverage for your trip.
Will My Auto Insurance Work in Mexico?
Mexico requires all car owners to carry a Mexican auto insurance policy if they plan on driving in Mexico. Standard foreign auto insurance policies are not valid in Mexico, so acquiring a policy before your trip is essential. If you are involved in a car accident, you must carry coverage during your stay in Mexico. If you currently have a long-term Mexico Insurance policy, check that you have an ALL of Mexico policy. Many insurance companies offer territorial discounts and Baja and Sonora is a popular policy for many. If this is the case, you will need a new policy for the time you will be spending in Mainland Mexico. Contact your insurance agent for more information.
What Does Mexican Auto Insurance Cover?
Standard Mexican auto insurance commonly includes coverages such as the following:
- Physical damage and theft
- Third-party liability insurance
- Excess liability in case of the death of a third party
- Medical expenses
- Legal and bail bond
- Roadside assistance
Policies vary among car owners and can be tailored to include alternative coverages. Speak to an agent at Sanborn’s Mexico Auto Insurance to learn more about potential coverages to include in your insurance policy.
Traveling into Baja
Tourism officials in La Paz recommend obtaining Mexican auto insurance, a temporary vehicle importation permit and a FMM or Tourist Card before crossing the U.S. border into Baja and validating with Mexican officials at the border. Doing so can ensure a smooth journey and keep your car financially protected while south of the border.
Ferry Information
Baja Ferries provides ferry services from Baja to Mainland, we recommend that you visit their website for more information and their Facebook page to verify daily schedule, and weather related changes to their routes.
Learn More
If you are planning to cross by ferry to Mainland Mexico in your vehicle the agents at Sanborn’s Mexico Auto Insurance can assist you in learning more about Mexican auto insurance to help you decide on the right coverage for your trip.
For additional information, contact us today at 800-222-0158.