Mexico Motorcycle Insurance Coverage

Riding a motorcycle is by nature risky;  you never know what you might encounter on the road and you don't want to worry about an accident in Mexico without having the right insurance coverage. Our policy is your protective gear and we want to help you get the one that fits your needs.

Sanborn's offers daily policies as well as special discounts on six-month and annual policies.

Contact a Sanborn's agent for assistance 800-222-0158 or 

Coverage available on Mexican Motorcycle Insurance Policies

Physical Damage

Total Theft

Third Party Liability up to $500,000 CSL

Excess Liability in case of death of a third party

Legal Assistance and Bail bond

Medical Expenses 

Roadside assistance

GAP coverage

Accessories and Safety Gear

Premier Package - Including Vandalism and Partial Theft

24/7 Claims Call Center

Nationwide adjusters in Mexico

Motorcycle Repairs can be made in the U.S. – includes U.S. labor rates

Claims settled in U.S. dollars

Mexican Motorcycle Insurance With Property Damage and Theft Coverage

Mexico Motorcycle Insurance physical damage and total theft coverage will pay up to the ACV (actual cash value) of your motorcycle. Coverage is only valid while the motorcycle is being used on municipal roads. Off-roading and any involvement in racing are NOT covered.

Mexico Motorcycle Insurance Third Party Liability Coverage

Mexican Motorcycle Insurance liability coverage is for bodily injury and property damage to parties other than the insured and rider(s) of the insured motorcycle, resulting from the use of the insured vehicle. A Mexico Motorcycle Insurance liability policy fulfills your proof of financial responsibility as required under Mexican Law. With the changes to the law in 2012, it is important that you carry $300,000 in Liability. We recommend that you carry at least $150,000 CSL (combined single limit) Liability and all of our policies automatically include $150,000 Excess Liability in case of the death of a third party. Coverage is only valid while the motorcycle is being used on municipal roads. Off-roading and any involvement in racing are NOT covered.

ACV - Actual Cash Value

Total loss and theft are based on ACV, Actual Cash Value, of your Motorcycle. You can find the value of your motorcycle on Kelly Blue Book or NADA Guide. If you modify your bike, any additions must be supported by receipts and it is important to understand that those additions are subject to depreciation as well. Consult your policy terms and conditions for complete details. Contact us for more information on determining the value of your motorcycle. Please note that motorcycles older than 15 years are not eligible for "full coverage" Mexico Insurance.

Medical Payments Coverage

You and your passenger may be covered by Medical payments coverage for medical expenses associated with an accident while riding your motorcycle, regardless of who is at fault.

ATV's and Golf Carts

We also offer insurance for ATV's and Golf Carts. Please contact us by email at  service@sanborns.com so we can help you quote and issue your policy. ATV's and Golf Carts must be street legal (plated). Coverage applies while on conventional roads, no off-roading. Golf carts are covered while on the golf course.