{"id":1173,"date":"2024-12-05T15:26:52","date_gmt":"2024-12-05T15:26:52","guid":{"rendered":"https:\/\/www.sanborns.com\/?page_id=1173"},"modified":"2025-03-05T23:13:24","modified_gmt":"2025-03-05T23:13:24","slug":"coverage","status":"publish","type":"page","link":"https:\/\/www.sanborns.com\/coverage\/","title":{"rendered":"Learn what risks our Mexico insurance covers"},"content":{"rendered":"
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Learn what risks our Mexico insurance covers<\/h1>
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Learn what risks our Mexico insurance covers<\/h1>\n

With\u00a0over 75 years of dedicated service<\/a>, you can trust Sanborn’s\u00a0as the leaders of the Mexican car insurance industry<\/a>\u00a0to give you the most detailed information about Mexico auto insurance.<\/p>\n

It is unlawful for you to drive in Mexico without proper coverage, and your peace of mind is our priority. We know how important it is to learn what coverage is available to you when you buy Mexico Insurance.\u00a0Contact Sanborn’s directly<\/a>\u00a0with any questions you might have.<\/p>\n <\/div>\r\n\n\n <\/div>\r\n <\/div>\r\n<\/div>\r\n\n\n

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Tourist Insurance\u00a0 (commonly known as Mexico Insurance)-<\/strong>\u00a0This type of insurance policy is valid only for tourist visitors driving to Mexico in foreign registered and plated vehicles.\u00a0Mexico registered, licensed and plated vehicles and Mexican nationals residing in Mexico do not qualify for this type of insurance coverage.<\/em><\/p>\n

The following is a basic description of risks covered by our Mexico auto insurance policies:<\/p>\n

Civil Liability –<\/strong>\u00a0Coverage for bodily injury and property damage to parties other than the insured and occupants of the insured vehicle resulting from the use of the insured vehicle. Since your U.S.\/Canadian insurance is not valid in Mexico, this fulfills your\u00a0“proof of financial responsibility” as required under Mexico law<\/a>. Insurance coverage is available up to $1,000,000 U.S. Combined Single Limit (CSL) for all damages incurred to others for both property\u00a0damage and bodily injury.<\/p>\n

Physical Damage and Total Theft –<\/strong>\u00a0This coverage protects your vehicle for the lesser of its ACV or the amount stated on your policy for total theft, collision, overturn, fire, lightning, explosion, and certain natural disasters. Partial theft and acts of vandalism are excluded. Towing expenses are covered in order to move the vehicle to a place designated by the company for repairs, including to the U.S. if agreed by the company. You are required to carry full coverage on your vehicle in your home country to be eligible for this coverage.<\/p>\n

Insured Amount<\/strong>\u00a0– In case of total loss, the company will pay the claim based on the Actual Cash Value (ACV) of the vehicle at the time of the accident. It is imperative that a realistic ACV of your vehicle be determined upon purchase of your insurance policy. Under-insuring your vehicle(s) may result in a financial loss in the event of a claim. Check your vehicle value on\u00a0NADA.com<\/a>.
\nView the entire HDI Seguros coverage “terms and conditions”.<\/a><\/p>\n

Medical Expense For Occupants –<\/strong>\u00a0Pays medical expenses for the driver and occupants of the vehicle for injuries sustained in the event of a covered loss. Insurance coverage is available up to $20,000 for each injured occupant with a maximum of $100,000 for all occupants combined.<\/p>\n

Medical, Travel, Roadside, and Legal Assistance –<\/strong>\u00a0Provides legal services and payment of bail bond as required in the event of a covered loss. In the event of a flat tire, dead battery or keys locked in the car, the Roadside Assistance on your policy can help. All services are available 24 hours a day, 365 days a year. Also provided are travel assistance including an automobile\/travel hotline.\u00a0Click here for more detailed information on our improved assistance at no additional cost to you.<\/a>\u00a0View HDI Seguros details on their added assistance.<\/a><\/p>\n

Motorcycles –<\/strong>\u00a0Exclusive product for Sanborn’s customers. Motorcycles are eligible for Physical Damage, Total Theft, Medical Payments, Roadside Assistance, GAP coverage, Safety Gear and Liability insurance coverage while traveling in the Republic of Mexico.\u00a0Contact customer service<\/a>\u00a0for more information.<\/p>\n

ATVs and Golf Carts –<\/strong>\u00a0If your vehicle is “street legal,” then it is eligible for Physical Damage, Total Theft, and Liability coverage while driven on standard roads and on golf courses in Mexico. No coverage is provided for “off roading” or on unconventional roads. If it is not street legal, we can still provide coverage while in tow.\u00a0Contact us<\/a>\u00a0for assistance or a quote. Medical Payments and Roadside Assistance are now available for ATVs and golf carts!<\/p>\n <\/div>\r\n\n\n <\/div>\r\n <\/div>\r\n<\/div>\r\n\n\n

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